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How to think about cryptocurrency as part of an Indian portfolio

The 30% tax + 1% TDS reality, why allocation should be 5-10% maximum, and the case for BTC over altcoins.

Col Ashish Bhardwaj 18 April 2026 12 min

India has one of the world's harshest crypto tax regimes — 30% flat on gains, 1% TDS on transactions, no loss set-off. Despite this, a small allocation (5-10%) to BTC and ETH can still make sense. Read the full crypto guide →

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Col Ashish Bhardwaj

Founder of Auris Wealth. Ex-Indian Army (20 years). NISM-certified Investment Adviser. Writes about wealth management for Indian and global investors.

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