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Real estate vs equity: settling the Indian investor's eternal debate

Twenty-year data, honest math, and why the answer for most Indian families is 'less real estate than you think.'

Col Ashish Bhardwaj 1 March 2026 13 min

Indian households have 60-70% of net worth in real estate. Is this rational? The 20-year data and honest math suggest most families would be better off with less real estate and more equity. Read the real estate guide →

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Col Ashish Bhardwaj

Founder of Auris Wealth. Ex-Indian Army (20 years). NISM-certified Investment Adviser. Writes about wealth management for Indian and global investors.

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